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ICBC Turkey offers various account types for your different needs. These products are Demand Deposit Account, Time-Deposit Account, Overdraft Account, Fund Deposit Account, E-deposit Account and Automatic Fund Saving Account.

Demand Deposit Account:

You can deposit and withdraw cash by Demand Deposit Account easily. You can give automatic and regular payment instructions, make the credit card and check payments and make money transfers.

Time-Deposit Account:

You can open in TL or any other currency, satisfies safe money saving at best fit interest rates and maturity. You can benefit from one-month, three-month, six-month or one-year term accounts as well as deposit accounts with a term of longer than one year or any customized terms ranging from one day to 450 days.

Daily Time Deposit Account:

Daily Time Deposit Account is in your service 24/7. This account has time deposit account features and interest earnings are transferred to your account on a daily basis. It can be opened from each of Turkish Lira, Dollar, Euro and Renminbi (Chinese Yuan). Lower limit of opening Daily Time Deposit Account is 1.000 TL for Turkish Lira and 500 USD / EUR / RMB for other currencies. You can perform all your banking transactions with Daily Time Deposit Account and convert your savings to advantageous interest at the end of the day.

Overdraft Account:

You can finance your urgent cash needs even you have no money in your account. This account means that you have a credit limit whenever you can use. Nonetheless, overdraft account has the same properties with demand deposit account.

Fund Deposit Account:

You can benefit by Fund Deposit Account that has both feature of interest rate and mutual fund.

E-deposit:

You can easily benefit by time deposit account by opening through Internet Banking.

Automatic Fund Saving Account:

You can accrue income from unused funds in your demand deposit account by Automatic Fund Saving Account.

The foreign citizen customers can open an account in ICBC Turkey by visiting our branches. In order to open an account, the documents and information to be submitted to the Bank are listed below:

Domestic Resident Foreign Citizens

• Identification Certificate (Passport, certificate of residence or residence permit) and Certificate of Residence Permit that is issued by Republic of Turkey Ministry of Interior Directorate General of Migration Management on condition that has a photo
• TIN (Tax Identification Number)/ FIN( Foreign Identification Number) Card
• Mother's Maiden Name
• Documents for Adress Confirmation

Non Resident Foreign Citizens

• Identification Certificate (Passport or documents that are approved by Ministry of Finance)
• TIN (Tax Identification Number) Card
• Mother's Maiden Name
• Documents for Adress Confirmation

Whether a foreign citizen demands to have an account in Turkey, the adress of the applicant shall be confirmed. According to the regulations, the documents may show difference depending on domestic residence or non- residence of the foreign citizen customers. The documents for adress confirmation due to both cases are listed below:

Address Confirmation for Domestic Resident Foreign Citizens;

• A bill for a service that requires a subscription like utilities ( electricity, gas, phone and water) shall be submitted on the condition that it is not former than 3 months,
• An official document that is issued by a govermental organization,
• Residence Permit that includes the address details,
• Residence Certificate including the domestic address of the relevant person that is given by General Directorate of Civil Registration and Nationality shall be valid within 30 days from the date of issue,
• A delivery report which proves that the customer received the post of a registered post (An official letter proving that the post is sent in order to make the confirmation of workplace address can be attached to the post),
• The original report of workplace address that is signed by the customer and Retail Banking Customer Representative declared by the customer shall include the information about the workplace address, work title, address detection of workplace.

Address Confirmation for Non Resident Foreign Citizens;

• A passport, identification document or driving license with address information,
• A bill which is issued by an organization in the customer's home country for a service that requires a subscription on the condition that it is not former than 3 months,
• A notification document containing address details that is sent to the relevant person by a govermental organization,
• A residence document containing address details that is issued by a govermental organization of customer's home country.